Fast, Flexible Loans for Real Estate Investors
Private capital since 2001. Fast closings. Flexible terms. Proven results.
Our Streamlined Process
We’re not here to slow you down with red tape. Our lending model is built to match the pace of your deals.
Step 01
Apply in Minutes
Step 02
Get Your Term Sheet
Step 03
Close & Fund
Lending Guidelines
See how we’re actively funding real estate opportunities for clients like you—fast, flexible, and transparent.
Loan Size
$100,000 – $4,000,000
Max LTV:
70% of As-Is value for Purchases
65% of As-Is value for Refinances
Interest Rate
Starting at 8.99%
Payments
Interest-Only
Term Length
Prepayment Penalty
Occupancy
Min FICO
Recent Transactions
What Our Clients Say
Real stories from investors and developers who trusted us to fund their projects quickly and reliably.
Fast, Reliable Real Estate Financing
Borrow with confidence through Palermo’s fast, flexible private lending options designed for real estate investors.
Everything You Need to Know About Private Loans
Clear answers, simple steps, and full transparency—explore each tab to understand how our loans work from start to finish.
Private loans are short-term, asset-based loans secured by real estate—commonly used for bridge financing. They allow borrowers to purchase or refinance quickly without the delays and strict requirements of traditional banks.
Unlike conventional loans, private loans focus on the property’s value and the borrower’s exit strategy—not credit scores or income verification.
Speed: Close in days, not months.
Simplicity: Minimal documentation and no income verification.
Flexibility: Decisions are based on the real estate and your plan, not personal financials.
Real Estate Investors & Buyers: To secure deals quickly before obtaining long-term financing.
Property Owners: To refinance or pull cash out for new investments.
Business Owners: To leverage real estate for liquidity.
Anyone Needing Fast, Flexible Funding: Ideal for time-sensitive opportunities.
We keep documentation minimal—far less than a traditional bank. Typically, we’ll need:
Property details and a third-party valuation (appraisal or BPO).
Purchase contract (if applicable).
Clean title report.
Loan Inquiry: Submit property details and financing needs.
Initial Review: We evaluate the deal and issue a term sheet, often the same day.
Due Diligence: Appraisal, title search, and insurance verification.
Loan Funding: Once approved, we can close in as little as 3 days.
Most loans close within 3–7 days, depending on property type and due diligence.
All loans are serviced in-house by Palermo Financial Group for a seamless experience. Payments are typically auto-debited via ACH, though borrowers may also pay through our secure online portal.
Note: Opting out of ACH may result in a higher interest rate, as outlined in your agreement.
Borrowers can view loan details, payment history, and make payments anytime via our borrower portal.
Early payoff is allowed. Some loans may include a prepayment penalty, which will be disclosed in your loan terms.
To request a payoff:
Visit our website and click “Request Payoff.”
Or email info@palermofinancial.com.
Late payments are subject to the late charge specified in your agreement.
We partner with brokers and offer competitive referral compensation for qualified deals.
If you’re a broker looking to work with us, contact info@palermofinancial.com.
Get in Touch
Ready to fund your next project? Our team is here to guide you every step of the way.
