Private Loans for
Real Estate Investors.

All loans are serviced in-house by Palermo Financial for a seamless experience. Payments are typically auto-debited via ACH, though borrowers may also pay through our secure online portal. Please note: opting out of ACH may result in a higher interest rate, as outlined in your loan agreement. Borrowers can view loan details, payment history, and make payments anytime via our borrower portal. Yes, early payoff is allowed. Some loans may include a prepayment penalty, which will be disclosed in your loan terms. To request a payoff: Visit our website and click the “Request Payoff” button Or email us at info@palermofinancial.com Late payments are subject to a late charge as specified in your agreement.

We keep documentation minimal—far less than a traditional bank. Typically, we’ll need: Property details and a third-party valuation (appraisal or BPO) Purchase contract (if applicable) Clean title report Our process is fast and straightforward: Loan Inquiry: Submit basic property details and your financing needs Initial Review: We evaluate the deal and issue a term sheet—often the same day Due Diligence: We order the appraisal, title search, and verify insurance Loan Funding: Once approved, we can close in as little as 3 days Most loans close within 3 to 7 days, depending on the property type and due diligence requirements.

Private loans are short-term, asset-based loans secured by real estate—commonly used for bridge financing. They allow borrowers to purchase or refinance quickly without the delays and red tape of traditional banks. Unlike bank loans, private loans focus on the property’s value and the borrower's exit strategy, not credit scores or income verification. Why choose a private loan? Speed: Close in days—not months Simplicity: No income verification or excessive documentation Flexibility: Loan decisions based on the real estate and your plan—not your financials Who are private loans for? Real estate investors & buyers – To secure deals quickly before obtaining long-term financing Property owners – To refinance or pull cash out for new investments Business owners – To leverage real estate for liquidity Anyone needing fast, flexible funding

Yes, we partner with brokers and offer competitive referral compensation for qualified deals. If you're a broker looking to work with us, feel free to reach out directly. We only offer first-lien loans—no second-position or mezzanine financing. To apply for a loan, simply email us at info@palermofinancial.com or submit an inquiry through our website. Our team will review your request and respond promptly.